Home Home and Let Property Insurances
We have full facilities to handle your property insurance requirements. As an independent broker, we have a wide panel of over 20 insurers from which we can source the right insurer if you are being prejudiced by living in an area recognised as having a higher than normal risk of flooding or subsidence.
Home Legal Expenses
As a homeowner there can be many instances where legal support is a great comfort. We recommend legal expenses insurance as an important addition to your Home Insurance policy, It provides you and your family members legal assistance and costs in respect of consumer disputes, bodily injury, employment issues, identity theft, etc. It also assists in defending motor prosecutions, HM Revenue and Customs investigations and making compensation claims through foreign courts.
Let Properties
As well as covering your building and landlords contents, our policies include property owners liability i.e. if you are found legally liable for bodily injury or property damage. Loss of rent resulting from a property claim is also included. In addition, we can arrange for cover to include malicious damage by tenants or other persons legally in the property.
Landlords Legal Expenses and Rent Guarantee
For let properties, where a tenant fails to meet the terms of the tenancy agreement, legal expenses cover can enable you to claim for compensation against your tenant. In addition, a combined legal expenses and rent guarantee policy covers unrecoverable rent arrears.