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Our commercial facilities give us markets for industrial premises, manufacturing
and warehouse risks, commercial homes, shops, offices, pubs, hotels and guesthouses.
We can arrange to cover the risks of fire, aircraft, explosion, riot, malicious
damage, earthquake, storm flood, burst pipes and impact, including by vehicles.
Additionally we can include accidental damage, subsidence and extended terrorism
cover, as well as theft and damage to buildings following theft.
You will normally bear the first £250 of any one claim (the excess), which
is increased to £1000 for the peril of subsidence.
If your trading becomes adversely affected by you suffering from any of the above-insured
perils, we can accommodate resultant loss in profit, loss of revenue or loss of
income, for up to 36 months from the date of the incident.
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For specialised
machinery, plant and equipment including computers and peripherals, we have a
direct access to major engineering centres to enable us to offer the best 
